When a probate cash company offers you an advance on your inheritance, there are no restrictions on what you can use the money for. There are a number of reasons why a person might need a probate cash advance. For instance, there may be debts to clear, and mortgages to pay off. Sometimes, a person may be in line for a large inheritance, and might need cash to meet his daily expenses while he waits for the probate process to be completed.
California probate cash lawyers would not encourage persons to grab an inheritance cash advance without thinking about what exactly they need this money for. Your inheritance is a gift for you from the deceased, who likely spent much time and effort in determining that you were the best person to receive it. The last thing you want to do is run through it, and find that you have spent more of your inheritance than you're comfortable with, a few months down the line.
The bottom line is that any frivolous or irresponsible spending can be harmful for your future financial health. This is especially true if your inheritance isn't a very large-sized one to begin with. This may not be the right time to decide that you want an LED TV or some other equally unnecessary purchase.
While your California probate cash advance company will not stop you from spending your cash on whatever you like, it's highly advisable that you spend it on something that either makes money for you in the long run, or reduces your debt. For instance, you could use your probate cash advance to pay off your credit card debt. Another good idea would be to use your cash advance to fatten your retirement account.
Wednesday, August 31, 2011
What You Can Expect after Bankruptcy
There are several advantages you can expect if you make the decision to apply for Chapter 7 bankruptcy protection. However, filing for bankruptcy does have at least a few unpleasant consequences.
The biggest impact that a bankruptcy can have is on your credit record. You can expect the bankruptcy to remain on your credit record for a period of 10 years. During this time, you may find it difficult to purchase a home, buy a car, or purchase life insurance.
When you file for bankruptcy protection, you can expect to lose at least some of your luxuries. You will also automatically lose your credit cards. Once you file for bankruptcy protection, you may not be able to obtain a mortgage in the short term. However, you may be eligible for a mortgage again after five years.
Additionally, filing for bankruptcy does not mean all of your debts are completely eliminated. Some kinds of debt like student loans may still remain on your record.
Besides, there's the emotional impact of filing for bankruptcy. For most people who put off a declaration of bankruptcy, the reason is very often simply a reluctance to admit defeat.
The above reasons are not meant to discourage you if you are considering filing for bankruptcy. There are several benefits to filing for bankruptcy protection, including the elimination of harassment by creditors. Los Angeles bankruptcy lawyers would however recommend that a person filing for bankruptcy is well aware of all possible consequences of these actions.
The good news is that almost none of these consequences will actually last over the long-term. After a few years, you may be able to get your life back on track, and eliminate the bankruptcy from your record.
The biggest impact that a bankruptcy can have is on your credit record. You can expect the bankruptcy to remain on your credit record for a period of 10 years. During this time, you may find it difficult to purchase a home, buy a car, or purchase life insurance.
When you file for bankruptcy protection, you can expect to lose at least some of your luxuries. You will also automatically lose your credit cards. Once you file for bankruptcy protection, you may not be able to obtain a mortgage in the short term. However, you may be eligible for a mortgage again after five years.
Additionally, filing for bankruptcy does not mean all of your debts are completely eliminated. Some kinds of debt like student loans may still remain on your record.
Besides, there's the emotional impact of filing for bankruptcy. For most people who put off a declaration of bankruptcy, the reason is very often simply a reluctance to admit defeat.
The above reasons are not meant to discourage you if you are considering filing for bankruptcy. There are several benefits to filing for bankruptcy protection, including the elimination of harassment by creditors. Los Angeles bankruptcy lawyers would however recommend that a person filing for bankruptcy is well aware of all possible consequences of these actions.
The good news is that almost none of these consequences will actually last over the long-term. After a few years, you may be able to get your life back on track, and eliminate the bankruptcy from your record.
Study on Motorcycle Safety Promises New Observations about Preventing Accidents
When the Motorcycle Safety Foundation announced that it would be initiating its own study into motorcycle accident causation relying on naturalistic methods, Los Angeles motorcycle accident lawyers were intrigued. That study has now begun.
The Motorcycle Safety Foundation's study emerged out of the group’s disapproval of another study commissioned by the federal government. That study was to have been conducted by the Oklahoma State University's Oklahoma Transportation Center, and initially was designed to analyze 900 motorcycle accidents. However, due to funding concerns, the number of motorcycle accidents that would be included in the study was soon reduced to 300. At this point, the Motorcycle Safety Foundation withdrew its pledge of funding approximately $3 million for that study.
The Motorcycle Safety Foundation study is being assisted by the Virginia Tech Transportation Institute and the National Highway Traffic Administration.
The naturalistic study uses strategically positioned, unobtrusive video cameras on motorcycles. The cameras will record motorcyclists’ riding behavior, especially the events that surround an accident. This is real-time data which doesn't get any more authentic. Through these cameras, researchers will be able to pinpoint the causes surrounding the crash, and determine the kind of motorcyclist behavior that contributed to, or prevented a crash. This is the world's first naturalistic study into motorcycle crash causation.
A total of 100 motorcycle riders will be recruited for the MSF 100 Motorcyclist Naturalistic Study. Anonymous motorcyclists have been recruited on the basis of the age and model of the motorcycle. The motorcycles will be equipped with extensive recording equipment, including five video cameras, a GPS receiver, gyro, accelerometers, sensors and trackers. With this equipment, the researchers hope to capture data that is comprehensive and accurate, providing results that could help develop stronger and updated motorcycle accident prevention policies.
The Motorcycle Safety Foundation's study emerged out of the group’s disapproval of another study commissioned by the federal government. That study was to have been conducted by the Oklahoma State University's Oklahoma Transportation Center, and initially was designed to analyze 900 motorcycle accidents. However, due to funding concerns, the number of motorcycle accidents that would be included in the study was soon reduced to 300. At this point, the Motorcycle Safety Foundation withdrew its pledge of funding approximately $3 million for that study.
The Motorcycle Safety Foundation study is being assisted by the Virginia Tech Transportation Institute and the National Highway Traffic Administration.
The naturalistic study uses strategically positioned, unobtrusive video cameras on motorcycles. The cameras will record motorcyclists’ riding behavior, especially the events that surround an accident. This is real-time data which doesn't get any more authentic. Through these cameras, researchers will be able to pinpoint the causes surrounding the crash, and determine the kind of motorcyclist behavior that contributed to, or prevented a crash. This is the world's first naturalistic study into motorcycle crash causation.
A total of 100 motorcycle riders will be recruited for the MSF 100 Motorcyclist Naturalistic Study. Anonymous motorcyclists have been recruited on the basis of the age and model of the motorcycle. The motorcycles will be equipped with extensive recording equipment, including five video cameras, a GPS receiver, gyro, accelerometers, sensors and trackers. With this equipment, the researchers hope to capture data that is comprehensive and accurate, providing results that could help develop stronger and updated motorcycle accident prevention policies.
Tuesday, August 2, 2011
CHP Urges Caution after String of Motorcycle Accidents in San Diego
San Diego County recorded some of the highest numbers of motorcycle accidents in California in 2009. The California Highway Patrol is now urging motorists to exercise greater caution while driving.
In 2009, they were 1,100 motorcycle accidents in San Diego County. Out of these, twenty-six occurred at a particularly dangerous intersection. In 2010, there had been seven fatal motorcycle accidents, and during the first six months of 2011 alone, there have been five fatal motorcycle accidents here. In San Diego, motorcycle accident fatalities account for a large percentage of the total accident fatality toll every year. They account for less than 5% of vehicles, but comprise more than 30% of the total number of accident fatalities annually.
The California Highway Patrol and California motorcycle accident lawyers have been sufficiently concerned to urge motorists to look out especially closely for motorcyclists this summer. According to the CHP, the worst intersection for motorcyclists in San Diego County is a particular intersection in the East County where there have been more than twenty-six motorcycle accidents. Out of these, more than 50% of the accidents involved motorcycles and cars.
The California Highway Patrol is urging motorists to slow down while driving, especially when they're near intersections. In fact, according to the agency, approximately 90% of motorcycle accidents would not even occur if motorists were driving at safe speeds.
Drivers must look out for motorcyclists near intersections, and also in their blind spots. A motorcyclist can easily be hidden in the driver's blind spot, emerging suddenly out of seemingly nowhere, with dangerous consequences. Motorcyclists can also do their part by learning about the blind spots in a motorist’s field of vision, like right behind the car, and avoiding staying in these fields for long.
In 2009, they were 1,100 motorcycle accidents in San Diego County. Out of these, twenty-six occurred at a particularly dangerous intersection. In 2010, there had been seven fatal motorcycle accidents, and during the first six months of 2011 alone, there have been five fatal motorcycle accidents here. In San Diego, motorcycle accident fatalities account for a large percentage of the total accident fatality toll every year. They account for less than 5% of vehicles, but comprise more than 30% of the total number of accident fatalities annually.
The California Highway Patrol and California motorcycle accident lawyers have been sufficiently concerned to urge motorists to look out especially closely for motorcyclists this summer. According to the CHP, the worst intersection for motorcyclists in San Diego County is a particular intersection in the East County where there have been more than twenty-six motorcycle accidents. Out of these, more than 50% of the accidents involved motorcycles and cars.
The California Highway Patrol is urging motorists to slow down while driving, especially when they're near intersections. In fact, according to the agency, approximately 90% of motorcycle accidents would not even occur if motorists were driving at safe speeds.
Drivers must look out for motorcyclists near intersections, and also in their blind spots. A motorcyclist can easily be hidden in the driver's blind spot, emerging suddenly out of seemingly nowhere, with dangerous consequences. Motorcyclists can also do their part by learning about the blind spots in a motorist’s field of vision, like right behind the car, and avoiding staying in these fields for long.
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